Reports

The Monitor’s reports are prepared to keep you – the public – informed of Credit Suisse’s progress and consumer relief activities under the settlement.

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Monitor's Seventeenth Report

The Monitor’s Seventeenth Report provides an update on Credit Suisse’s efforts to comply with its obligation to provide consumer relief and sets forth the Monitor’s assessment of Credit Suisse’s compliance to date. The primary subject of the Seventeenth Report is the Monitor’s testing of 64 principal forgiveness loan modifications that Credit Suisse submitted for credit. The Seventeenth Report also includes a discussion of the three virtual borrower outreach events Credit Suisse held in 2024.

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Monitor's Sixteenth Report

The Monitor’s Sixteenth Report provides an update on Credit Suisse’s efforts to comply with its obligation to provide consumer relief and sets forth the Monitor’s assessment of Credit Suisse’s compliance to date. The primary subject of the Sixteenth Report is the Monitor’s testing of 86 principal forgiveness loan modifications that Credit Suisse submitted for credit.

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Monitor's Fifteenth Report

The Monitor’s Fifteenth Report provides an update on Credit Suisse’s efforts to comply with its obligation to provide consumer relief and sets forth the Monitor’s assessment of Credit Suisse’s compliance to date. The primary subject of the Fifteenth Report is the Monitor’s testing of 84 principal forgiveness loan modifications that Credit Suisse submitted for credit. The Fifteenth Report also includes a discussion of the three virtual borrower outreach events Credit Suisse will hold in 2024.

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Monitor's Fourteenth Report

The Monitor’s Fourteenth Report provides an update on Credit Suisse’s efforts to comply with its obligation to provide consumer relief and sets forth the Monitor’s assessment of Credit Suisse’s compliance to date. The primary subject of the Fourteenth Report is the Monitor’s testing of 74 principal forgiveness loan modifications that Credit Suisse submitted for credit. The Fourteenth Report also includes a discussion of the three virtual borrower outreach events Credit Suisse held in 2023.

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Monitor's Thirteenth Report

The Monitor’s Thirteenth Report provides an update on Credit Suisse’s efforts to comply with its obligation to provide consumer relief and sets forth the Monitor’s assessment of Credit Suisse’s compliance to date. The primary subject of the Thirteenth Report is the Monitor’s testing of 439 principal forgiveness loan modifications that Credit Suisse submitted for credit. The Thirteenth Report also includes a summary of the three virtual borrower outreach events Credit Suisse held in 2023.

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Monitor's Twelfth Report

The Monitor’s Twelfth Report provides an update on Credit Suisse’s efforts to comply with its obligation to provide consumer relief and sets forth the Monitor’s assessment of Credit Suisse’s compliance to date. The primary subject of the Twelfth Report is the Monitor’s testing of 506 principal forgiveness loan modifications that Credit Suisse submitted for credit. This submission is notable because it included a substantial number of principal forgiveness modifications on loans owned by Credit Suisse. The Twelfth Report also includes a discussion of the three virtual borrower outreach events Credit Suisse will hold in 2023.

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Monitor's Eleventh Report

The Monitor’s Eleventh Report describes the Monitor’s testing of Credit Suisse’s loans to build and renovate affordable rental housing developments. The report sets forth the Monitor’s conclusion that the 43 affordable housing loans submitted by Credit Suisse were eligible for credit and that by making these loans, Credit Suisse earned $240.05 million in affordable housing credit, or just over 100% of the $240 million credit minimum for affordable housing relief.

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Monitor's Tenth Report

The Monitor’s Tenth Report provides an update on Credit Suisse’s efforts to comply with its obligation to provide consumer relief and sets forth the Monitor’s assessment of Credit Suisse’s compliance to date. The primary subject of the Tenth Report is the Monitor’s testing of 7,854 short sales that Credit Suisse submitted for credit. The Tenth Report also describes the Monitor’s review of 4,391 completed principal forgiveness and principal forbearance loan modifications submitted in 2022 and a discussion of the three virtual borrower outreach events Credit Suisse held in 2022.

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Monitor's Ninth Report

The Monitor’s Ninth Report provides an update on Credit Suisse’s efforts to comply with its obligation to provide consumer relief and sets forth the Monitor’s assessment of Credit Suisse’s compliance to date. The primary subject of the Ninth Report is the significant shortfall in Credit Suisse’s progress toward completing its principal forgiveness obligations by that deadline, and an explanation as to what happens next, as dictated by the Settlement Agreement. The Ninth Report also describes the Monitor’s review of 806 completed principal forgiveness and principal forbearance loan modifications submitted in 2021 and a discussion of the three virtual borrower outreach events Credit Suisse held in 2021.

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Monitor's Eighth Report

The Monitor’s Eighth Report describes the Monitor’s review of 1,328 completed principal forgiveness and principal forbearance loan modifications submitted by Credit Suisse to the Monitor for consumer relief credit. The Eighth Report also provides an update on Credit Suisse’s overall progress toward meeting its consumer relief obligations under the Settlement Agreement. Finally, the Eighth Report provides information about Credit Suisse’s efforts to comply with certain other requirements of the settlement, including a discussion of the three borrower outreach events Credit Suisse held virtually in December 2020 in light of the COVID-19 pandemic.

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Monitor's Seventh Report

The Monitor’s Seventh Report describes the Monitor’s review of 2,749 completed principal forgiveness and principal forbearance loan modifications submitted by Credit Suisse to the Monitor for consumer relief credit. The Seventh Report also provides an update on Credit Suisse’s overall progress toward meeting its loan modification relief obligations under the Settlement Agreement.

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Monitor's Sixth Report

The Monitor’s Sixth Report describes the Monitor’s review of 3,680 completed principal forgiveness and principal forbearance loan modifications submitted by Credit Suisse to the Monitor for consumer relief credit. The Sixth Report also provides an update on Credit Suisse’s efforts to comply with other requirements of the settlement, including a discussion of the third borrower outreach event held by Credit Suisse in 2019.

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Monitor's Fifth Report

The Monitor’s Fifth Report describes the Monitor’s review of 3,201 completed principal forgiveness and principal forbearance loan modifications submitted by Credit Suisse to the Monitor for consumer relief credit. The Fifth Report also provides an update on Credit Suisse’s efforts to comply with other requirements of the settlement, including a discussion of the first two borrower outreach events held by Credit Suisse in 2019.

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Monitor's Fourth Report

The Monitor’s Fourth Report describes the Monitor’s review of 3,249 completed principal forgiveness and principal forbearance loan modifications submitted by Credit Suisse to the Monitor for consumer relief credit. The Fourth Report also provides an update on Credit Suisse’s efforts to comply with other requirements of the settlement, including a discussion of the third borrower outreach event held by Credit Suisse in 2018.

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Monitor's Third Report

The Monitor’s Third Report describes the Monitor’s review of an initial sample of 100 completed principal forgiveness and principal forbearance loan modifications submitted by Credit Suisse, and sets forth the Monitor’s conclusion that all 100 of those modifications are eligible for credit in the amounts claimed by Credit Suisse. The Third Report also provides an update on Credit Suisse’s efforts to comply with other requirements of the settlement, including a discussion of the first two borrower outreach events held by Credit Suisse in 2018.

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Monitor's Second Report

The Monitor’s Second Report provides an update on Credit Suisse’s efforts to earn consumer relief credit since the publication of the Monitor’s Initial Report, including a discussion of Credit Suisse’s borrower outreach event in Carle Place, New York.

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Monitor’s Initial Report

The Monitor’s Initial Report outlines Credit Suisse’s plan to fulfill its obligation under the settlement to earn $2.8 billion in consumer relief credit by modifying home mortgage loans and providing funding for affordable housing. To help borrowers understand the settlement and how it could benefit them, the report explains how RMBS work and provides straightforward descriptions of the types of loan modifications Credit Suisse plans to provide to borrowers, illustrated by examples of how these loan modifications will work in practice.

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